Team Lead II - Credit Portfolio Management

This senior position manages a group of Credit Portfolio Managers to support the Wholesale Bank’s efforts in delivering credit solutions through: underwriting, portfolio management, deal team management, and internal and external client interaction. The position will manage a team with differing skill sets and abilities and will support all aspects of the bank’s independent underwriting and portfolio management requirements.

Position Accountabilities

• Coach and train team to include organizing or leading development programs, assigning and reviewing work as appropriate.
• Responsible for annual Performance Evaluations, merit increases, assisting in establishing individual goals, and identifying training needs and opportunities for growth.
• Serve as a senior mentor for fellow CPM Team Leads
• Manage all aspects of underwriting and portfolio management functions, including reporting, identifying issues and coordinating the appropriate response, and holding teammates accountable for deliverables.
• Review team’s deliverables to ensure adherence to best practices and processes and to identify opportunities for development.
• Maintain a strong underwriting and credit skill set to ensure continuous improvement in managed teammates.
• May be asked to directly support any aspect of a credit request or portfolio management requirement, from time to time, to address internal or external priorities.
• Serve as the subject matter expert for the assigned portfolio group and partner with stakeholders across the institution to meet priorities.
• Participate in or lead special projects related to the credit portfolio management function.
• Substitute for Director of Portfolio Management, as related to coverage, special projects, meetings, and initiatives on an as-needed basis
• Adhere to all applicable laws and regulations governing bank operations, including compliance with Atlantic Union Bankshares’ BSA/AML Policy and Procedures.

Organizational Relationship

This position reports to the Head Wholesale of Credit Portfolio Management within Wholesale Banking

Position Qualifications

Education & Experience

• Bachelor's degree in Accounting or Finance and seven or more years of experience in portfolio management in a commercial lending environment.
• Three or more years of management experience
• Well-Developed and proven strategic management skills
• Demonstrated project management capabilities
• Demonstrated leadership abilities

Knowledge & Skills

• Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development and builder lines, service, retail, commercial real estate, religious organizations and government.
• Extensive knowledge of commercial credit and lending concepts, Loan Policy, practices, and regulations
• Ability to evaluate talent, conduct interviews, hire and onboard new teammates
• Ability to coach teammates in deal structuring, portfolio maintenance, modifications and problem resolution
• Ability to counsel, coach, mentor, and implement performance improvement plans, as necessary.
• Advanced written and analytical skills to encompass the ability to review, analyze, and provide constructive feedback on Credit Approvals and Memos.
• Consistently demonstrates the ability to make complex decisions and sound business judgments regarding business and lending activities- yes
• Skilled in the understanding of spreading and analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies (as applicable)
• Excellent written, oral and interpersonal skills
• Expert PC proficiency with Word and Excel, including the use of Bank systems such as Ncino, Horizon, etc.
• Abreast of current conditions, events of significance and emerging trends within respective LOB/sector with the ability to research, and/or direct teammates to, industry sources needed for credit evaluations.
• Strong organization skills with the ability to self-manage individual and team work flow to meet deadlines and strategic initiatives including managing multiple projects simultaneously
• Experienced in conflict management and resolution
• Capable of working across lines of business and building relationships across Bank departments, to leverage internal subject matter expertise to achieve strategic initiatives

Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc.  This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program.  General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits. 

We are proud to be an Equal Employment Opportunity employer.  We maintain a drug-free workplace.